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Outside of the price of the car, what fees would I pay for a used car when financing?

I know new cars have all these extra dealer fees such as destination charges and stuff...but what about used cars? I live in New York, but I am asking more in general so feel free to add anything you know. Say I settle on a price of $7,000...how much would I pay when leaving the dealer after putting a $1000 down payment?

Public Comments

  1. The dealer may charge you for a vehicle inspection or a preparation fee. You will have to pay the licensing fees and the sales tax on the vehicle. If you opt for any kind of extended warranty, that would be in addition to the other charges as would anything special you asked the dealer to do to the vehicle. In most states you will need proof of insurance before the dealer will allow you to take the vehicle off their lot or they will sell you a policy. Hope this helps a little.
  2. Financed cars is more expensive to insurance cause it requires full coverage. You can compare how much you would pay for full coverage of this car using this tool - carquotes.sinfree.net
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