Help please! How can I buy a used car after bankruptcy? Thank you.?

I want to trade-in my current car and finance one-third to one-half of the used car purchase. I don't want to pay high interest rates. I have steady employment and one secured credit card. How should I talk to my credit union and the dealership's credit department? Thank you!

Public Comments

1. All you can do is to try and make a deal, it is really out of your control.
2. Why not save up for a couple of months and pay CASH for a good quality used car.
3. Just go into your credit union and fill out a loan application. Let them know you are trading in your current and have 1/3 to 1/2 down. If you current car is there and you've paid as agreed, you'll probably be fine.
4. The key is talking directly to the manager of the dealership, and showing that your finances are in order and you have a good source of income. The sad fact is many loan people see "bankruptcy" on your credit report and immediately rubberstamp reject on your application. Fortunately there are a lot of places (car dealers especially) that will give you the loan. You may have to pay a bit more in interest rates but that's the penalty you pay for filing bankruptcy.
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6. save up and pay CASH for it. if you have no payment to make then you have what is called MONEY my friend!