How do you manage your finances?

Me and my hubby have 2 accounts and both are joint accounts. His salary account can not be a joint account (as per his office) and hence I am not part of it. Still we both have the ATM cards. He hardly knows the balances in the accounts, including his account and I only maintain the accounts right from the day of marriage. But all my friends say that I should not look into his accounts, while he is not looking in to my expences. It is not a good practice!!!! I am confused. I told this to my hubby and he says, its a good joke and just laughed out. He does not care. I just wana know how every one manages their finances. A separate salary account is his office regulation. But evey pay slip comes to me the day he receives it and to be frank, he hardly knows the money movement of his account also. I manage all, including his credit card and payslips. He totally beleives me and me too, because till date I have never missed a single dollar that he has spent with out informing me. His office has a thrift bank and the salary issued through this account. In such case only an employee can be a member so such bank and hence it's and individual account. I know it fully and there is no issue related to this.

Public Comments

1. We have joint accounts and I typically manage them. Once you are married both of your finances should be both of your businesses because if you ever divorce is most certainty is to the courts.
2. all of our money is shared, in joint accounts, and we both know everything that it's spent on, everything, including a cup of coffee... we both have access to everything... all of the time... nothing is ever hid from each other... I disagree w/ his salary account, being his account, that's wrong...! hmmm... I hope he is not lying to you about that...
3. First of all, I never heard of a business telling an employee what account he could put his payroll check into, so I would look into that story. Also your friends are idiots. You have every right to know what is in your husbands accounts. Suzy Orman says a couple should have a joint checking account to pay the house bills, and both should have separate personal accounts to save money just for themselves, in case the marriage goes bad. Think about that .
4. what suits you guys really. who cares what others say. if ur married it dont make a diff.coz if u spilt so does the money. ur've got it good. u can do what eva u like it, coz u sort it out. Only reason y they would say not to do this is coz they have issues bout having space and their things. if u and ur man are fine with it and have been before and after that advise. then stick with it. its what should be spent and saved that should be the main concern. if u wana put some of ur own aside do so. most couples do with out the other knowing.. as insurance , of what may never come or will.
5. My family and friends thinks it's weird because I like to keep financial things separate between my husband and I. We have separate accounts but know each others pin codes. We write the bills out each month and decide who will pay what. I have no problem if he wants to use my card as long as he lets me know first. We tell each other if we're going to spend money on something expensive. Mostly him because he likes expensive things and I like to horde my money :). And that's probably why we keep things separate. It's separate but not a secret. But I think as long as both of y'all are OK with it who cares what other people think. It's what works for y'all.
6. I earn my own paychecks and know how to budget and save my money. As someone once told me when I filled my car up with gas, "Now you can go home and tell your husband how much of his money you spent." I replied back truthfully, "I don't have a husband and that's why I have money."