College / Personal Finance / difficult, time, costs?
I'm 19 and just went to high school. I live in a small town. They have a college here. I'm not sure which course I should take. I'm interested in personal finance. Is this course very difficult? How much money do you spend for this course? How much time do you spend to learn?
Public Comments
- You may need to do some "homework" on your own to answer these questions. How difficult a personal finance course may be for you depends on your background, learning style, and abilities relative to the instructor's the teaching style, textbook for the class. For starters, get the course description to see if there are pre-requisites (requirements that prepare you for taking the class). Visit the college bookstore and look at the textbook to get a feel for the course. And if possible, talk with students that are taking the class now. (If you can, get a copy of the current class schedule to see when the class meets. Get to the class just before it ends, and then talk to students coming out of the class...ask them about the lessons, tests, etc.) This should help you determine how difficult the class may be. Cost...well, fees vary from school to school. In my state, some colleges charge as little as $27/unit and others $3000/unit. So don't worry what others say about the costs from their experience....what really matters is what your costs will be. So check with your local college. I assume you are not currently enrolled in the college, so you have to consider paying the application fee. Tuition (the cost for the courses) is often charged per unit or the number of credits for the class. Most college classes are 3 credits. So check with your college about the fees As for the time needed to study....well, a good rule of thumb is that for every hour you spend in class with the instructor, plan on spending at least 1 hour (sometimes 2 hours) outside of class to prepare. So, if the personal finance course is a 3 unit course, you should plan about 6 hours total per week to study....though some students spend 9 hours per week. Hope this helps. Best wishes.
