how to finance US home in Japan?

Let's say I have home in US and I would like to refinance it with Japanese bank in Japan. How can I do it? Or it is not possible?

Public Comments

1. Do you mean you live in Japan and want to buy a home in the US? Or do you mean that you want to buy a home in the US and get your financing in Japan from a Japanese source?
2. Probably it is impossible. Every bank (or branch of bank) in Japan has their sales territories. It is restricted by the law. For example, if you live in Tokyo, you can not finance from Hokkaido bank.
3. I had the same idea since interest rates are much lower in Japan, but it's impractical (although not impossible). It would be possible if you hold a sizable asset in Japan (e.g., you own outright a $10 million house in Japan, and you borrow $3 million on it at 3% APR to refinance your home in the U.S.).