Hire purchase finance agreement for a car can they take it back?
I purchased a car from Carcraft and they arranged finance with a company,they stated at the time it was accepted,I signed all the documents and have copies of them including a contract of sale by Carcraft,and a finance agreement with the HP company regulated by the consumer credit act 1974...I drove home that day in my new car (6 days ago) They called today stating the finance was actually declined but someone in carcrafts office put it all through as though it was accepted. I went back today and they've taken the key and I drove home in my old car which was the deposit & part ex. I really want my new car and I feel this is wrong...... Do I have anything to go on or should I just accept it?? I really need some help and i'm going to call Citizens advice tomorrow but what do you guys think? oh, also they have sent the V5 off to the DVLA putting the car in my name already and vice versa for my old car???
Public Comments
- was letting u take a car that was not properly financed home - wrong ? maybe? legal to take it back -yup. do u have any legal recourse no and if u did doing so would COST u more than u 'lost'. get over it and get on with life. as for the title changes they must correct it at their cost or u get a big sign u carry warning people on the side walk in front. as for what u want, get real buy cash cars.
