How To Finance A Used Car Knowledge Base
How do you finance a used car? Me and my friend are going to finance a $5000 car. What do we need to bring? And how do you do financing? With a credit card? I am clueless lol.
How do I finance a used car for low payments? First car please help!? I want to get my first car, im 18 and i saved $5,000 so far. I want to get a car that is $10,500 but I want to get low monthly payments because I still have to pay for insurance too. If you have any ideas please help me. I really want this car.
how long is the longest you can finance a used car in texas? i want to know how long i can finance a used car i have really bad credit and the last car i bought not to long ago i had to pay 21% interest so how long is the longest i can finance a car
How many months can someone finance a used car.? I know you can finace a new one up to six years. (No way)
Just turned 18, wand want to finance a used car, i have no credit & live in cali, how much would it be? so yea i have no credit b/c i just turned 18 and i am just getting my drivers license.... how much do u think insurance and financing the carwould cost each month?
Want to finance a used car..need advice? Im 20 and am looking to finance a used car..nothing too fancy. Just something that will get me where i want to go and back. I'm looking at around $6,000-$8,000, preferably a Pontiac or a Toyota. Have good credit. How much down would i have to put and what are some good advice i could use?
how much is the finance percent for used car in Panama country? Panama country i'm not talking about Panama city FL.
I filed Chapter 7 bankruptcy two years ago. I would like to finance a used car this year. Is there any hope? I would like to finance a used car but Im afraid of being denied for a car loan and Im sure the interest rate will be sky high. Has anyone gone through this before. It's only been two years since I filed Chapter 7. I hear about those loans all the time, Bad Credit, no problem, but is it true?
Can I Finance A Used Car with no credit and only a bank account? I only Have A bank account and dont make much money but would like to finance a car that will be 3000 dollars max is it possible to be able to finance it?
How do I go about financing a used car? I need about $7000 and I have poor credit due to a family member screwing me over. What do I do? Can I still get liability insurance on a used car or do I have to have full coverage like a new car? How much does insurance cost on a used vehicle? Do I HAVE to have full coverage or can I just get by with liability??
New Car Finance Rates VS. Used Car Finance Rates? What is the reasoning behind a banks' decision to charge higher interest rates for used cars vs. new cars? It's a secure loan anyways. I've always thought that a higher interest rate protects the bank in case u have bad credit because the risk is higher, which I understand totally... but what does a car's age or mileage have to do with interest rates? The risk is protected by the loan value. I was quoted 8.45% for a 2006-2007 vehicle of any kind, or 9.39% for a 2005 or below. This was prior to the prospective Lien Holder knowing what I was going to get. It had nothing to do with dealership incentives.
Do I have to put full coverage on the insurance, if I finance a used car? Hey i'm planning on financing a used car and was wondering if i have to put full coverage on the insurance. It's going to be a 2003 Aura RSX, any help I can get i would really appreciate it. Thankyou
Best option for no-credit used car finance? I'm 23 and have no credit. I can't get anything but a secured credit card which does nothing for your credit score. I live at home rent-free and have a stable job, so I figure now is a good time to have a monthly payment. I know I'm going to get hosed a little bit on interest rates, but I don't see any appealing alternatives for getting a reliable car and establishing credit at the same time. But I don't want to keep applying for loans at dealers and being denied, as other lenders see these multiple inquiries as negatives. What should I do?
How much does it cost to register a used car in Texas? I just financed a used car for the first time and want to know how much it will cost to have it registered and inspected. Ive never done this before so I have no clue about any of this stuff other than knowing I have to do it. lol Thanks for any help.
I just turned 18 and want to finance a cheap used car. Need some help!!!? I just turned 18 and I was just approved for a credit card. I was considering financing a car figuring that I have no bills to pay and make about 1000$ a month with a good amount of financial aid. I was curious if of course with a co-signer I can finance a car with $1500-$2000 down payment. On average what will my interest rates run at if I do finance it. Just any information possible about financing for a younin will be helpful. Thanks before hand for replys. Oh btw the car that I am intrested in was advertised as $5000.
What is the best way to finance/buy a used car? I recently relocated to Charlotte, NC and I need a car in this city. A decent used car usually costs about 5-10,000 right...so is it better to get financed at the dealership or a private lender. I can only afford to pay about 300 dollars per month and prefer the car to be no older than 8 ( a car made in 2000). I will have about 1500 at the time of purchase.
How to go about buying/financing a cheap used car...? I'm not a US citizen, I'm just here as a student. I want/need to buy a used car for 3000-4000 at most. I make around 2000 a month as an intern & my credit score should be average, i guess - no defaults or late payments, just no credit. Should I take an auto loan at a bank like Wells Fargo (I'm not a member of any Credit Union) or go for financing at an auto dealership - I cannot afford to pay more than 200 a month right now. I thought I would valiantly make it through the winter on my bicycle, but 2 scraped knees and the weather (25F temperature, 25mph winds & prediction of snow next week) has changed my mind. Is this possible - any tips or advice would be greattttttly appreciated. Please help!
I bought a used car and now finance guy says interest will be higher than he told me. Can I return it? He said my interest payment would be around $199, but he called me today that because of higher interest, it will actually be around $230. I have not signed to finance the car with anyone yet, but I have had the car for two weeks. Can I return the car to the dealership?
i bought a used car on finance from a dealer in the UK? where can you go to complaine about a car dealer if you are not happy i dont want the car anymore i have already had to pay out £400 on repairs when i have had it only 6 weeks the dealer realy doesnt want to know i have several complaints about the car but when ever i call the garage they dont answer and when i go in the manager is not there .what can i do i know i have to pay off the finance but until i get what i was promised i realy dont want to pay for this car i cant belive i am going to pay £3000 for this car when already not even 6wks from first getting the car i have to pay £400 on repairs it seem crazy . what can i do any ?advise would be great
If i finance a used car can i sell it whenever i want and pay off what i owe? I have never financed a vehicle.
How ca i open a small used car dealership and get banks to finance my qualifying cars and costumers?
How do used car lots get the financing to buy their cars? Is it on a 90 day note or something? I'm thinking of opening a used car lot with a twist and I have great credit but to put together a business plan I need to know what kind of financing I will be able to get to find out how much start-up capital I will need
I am buying a used car on finance for about £3000 from car craft and may be part exchanging with my own...? Is there anything that I need to be wary of with this company, how to get a good deal, or any other helpful reviews if you have been a customer with them. Thanks
I am buying a used car on finance for about £3000 from car craft and may be part exchanging with my own...? Is there anything that I need to be wary of with this company, how to get a good deal, or any other helpful reviews if you have been a customer with them. Thanks
How do I effectively negotiate the price for a used car? This is my first time negotiating for a used car. I'm looking at a 1995 car w/ 121K miles. Edmunds.com says the car is worth $2025. The dealer started at $3900. I started at $2000 and stopped @ $2300. The dealer came down to $2900. I zipped up my coat and left. It seems that my cash is no good. They'd rather have someone come in and finance the car for $2900 for the rest of her life--so long as the monthly note isn't too bad. What advice would you have for: 1. dealing with the aforementioned dealer, and 2. what might I have done wrong and how do I get a better start with a new dealer? One question that I haven't figured out how to respond to. It's one of the first that they ask, "cash or financing?" It feels like I'm sunk as soon as I honestly respond, "cash."
Insurance on used car? When you purchase a financed used car from a dealer how does the insurance work? I know it has to be full coverage but do they pick the company for you or can you pick it yourself?
If you buy a used car and finance it, can you later sell it before its payed off? How does that work?
How would I go about financing a car? New or used? I want to finance a new or used car, not lease. And I was wondering how I would go about doing that. What do I ask etc? How much do I need for a down payment?
Used Car Financing Question? I want to finance a used car because I don't have all the money to buy a car outright. I tried to finance a car at a dealership and the car cost about $9000 after taxes,registration,etc. I had a cosigner(my stepmom) which lives in VA. They denied me because the car had more than 90k miles, stepmom lives in VA, and I just started my recent job I guess(thats what they told my father). They wanted $3600(I initially wanted to put down $2000) and then they could do it. The car I am looking at now is only $7000. I would put down about $2100 down payment. 1 has only 75k on it and the other has 97k I believe and they both are '97 Acura CL. Do you think I will get denied again on either car. Thanks to anyone who replies.
Help please! How can I buy a used car after bankruptcy? Thank you.? I want to trade-in my current car and finance one-third to one-half of the used car purchase. I don't want to pay high interest rates. I have steady employment and one secured credit card. How should I talk to my credit union and the dealership's credit department? Thank you!
if i have severely bad credit, will a used car dealer finance me a 10,000$ car with half down? thanks? my credit is the worst.........15,000 in medical bills for over 3 years
can you set up online used car sales transaction through yahoo.finance? We are looking at a used car at a price well below market value. Seller in Maine claims that he will set up the transaction through yahoo!finance. We should deposit funds with yahoo!, he ships the car to us in Ohio & we will have 15 days to inspect before yahoo! releases funds to him. I don't see this type of transaction available on yahoo!'s web pages. Seems suspect
financing a used car.....where to begin? Hypothetically, if I wanted to finance a 2002 Honda Accord, and have perfect credit. How much of a down payment will I have to pay? and what would be your estimate of monthly payments? Im not asking specifically for this car, I just want a outline of what i should expect of myself by the end of next summer, when I would like to finance a used car.
What companies offer 72, 84, 96, 108, 120 or 144 month car financing for used autos? I have excellent credit and am evaluating my options for financing a car. Ideally the loan would be for 100% of the purchase. This is for a used car. I have found many credit unions, but they have very strict membership requirements. Google'ing for it, only brings up articles/blogs about people complaining about what a bad idea it is. I need actual companies and their contact information. I want to research the various programs offered by these lenders. Do not lecture me about long-term car loans being a bad idea.
Can i get financed for a used car with a 550 credit score? How likely is it to get financed with a 550 credit score? How much can i spend on a car (right now looking at $8,000) and how much do i need to put down (right now i have $2,000-3,000)
Financing a used car for about $20,000? im looking to finance a USED car for about $20,000. Im 17 i will be having my mom co sign for me. But she does not have the best credit i think her credit score is under fair. But im looking to put at least $5,000 down for the down payment, with her credit being so bad does that mean higher interest rate? How much do you think monthly and what would be the total interest cost? PLEASE help me with these -Thank you im looking to buy a 2006-2007 civic si coupe
Financing a used car with 0 credit.......? I'm 18 years old, and i never own nor used a credit card in my life. So, i'm planning to purchase a used 14,000 dollar certified car with financing. Will i be able to get finance without a credit score? If not, what other ways can i do to be able to qualify for finance?
Where would i got to get Private Finance For a car Or ....? Hello Everyone, I was Just wondering where or how i would go about getting private finance or Would any1 be willing to help me finance a USED car. Kind Regards Graham
How is a used car trade-in financed when it has negative equity? Example, car being traded in is worth $26K with a loan payoff of $30K. If the car I want is $26K, is the full $30K financed again (the dealer gets my trade-in, pays off the $30K then finances $26K for the new car + the $4K negative equity)? If the car I want is $34K, is $38K financed (the dealer gets my trade-in, pays off the $30K then finances the $4K negative equity + $34K for the new car)? If the car I want is $28K, is the amount financed $32K (the dealer gets my trade-in, pays off the $30K then finances $28K for the new car + the $4K negative equity)? If the car I want is $24K, is the amount financed $28K (the dealer gets my trade-in, pays off the $30K and finances the $4K negative equity + $24K for the new car)? These calculations are driving me crazy and I want to be sure I have this straight before negotiating for the new car.
Financing a used car when I already have a financed car.......? I am currently financing a car that I HATE. It is awful- everything goes wrong with it and it's not very safe. I don't have a lot of money, I have bad credit and I would only be able to get half of what I owe on it for a trade-in. Is there anything I can do?
bought used car, it got repo. finance co.taking me to court. car wasnt worth what it finance for. wat do i do? dealer sold me the car for more than it was worth. finance paid off to dealer. now they want me to pay the difference the car sold for at auction after repo.
Used Car Financing Question! I Need Help!? hey guys, if anyone knows about financing please i need your help. My sister is trying to get a car, a 3-series sedan and the vehicle costs about 23,000. The guy at the used car dealership said that with a co-signer, who she has, my dad. My dad has about 780+ credit score and he wants to put $5,000 down. The guy said with a 72 month payment plan it will be 12% interest rate. Doesnt that sound alittle too high? even with my dad co-signing for her. Btw we live in CA if that helps.
Down Payment when buying a used car and financing through a bank? When you finance a used car through a bank or credit union, do you stil have to make a down payment or does the bank cover that?
Financing a Used car? Okay..i've decided i've wanted to finance a used car. After being denied about a dozen times for an auto loan through banks, it looks like i'm going to have to finance through a dealership. I really don't know If i'll even be approved for financing. I'm young (20) and have limited credit history; thats why banks have denied me. Can i be financed, and is 500 dollars enough for a down payment? I'm looking to get a car around $8,000. What should i do? Okay now what about a new car?
Where can I find used car dealers that will finance on site? I have a steady work history (18+ years in same position), good income (45K), but bad credit history. I need a car for around $6K but cannot find a dealer who will let me pay each month to him/her. I would even give post-dated checks. I am in the same house as I have been for 18 years -- not going anywhere, and I want to finance for only 12-15 months. I am near New Orleans. Can anyone help? My situation is a difficult one, but my credit situation does not tell the whole story. Thanks for your time.
Is it worthwhile buying a car using car finance? i want to buy a car, but in double mind to buy using car finance. a friend advises me that taking a depreciating commodity on loan is not advisable. any advice
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