How To Finance A Car Knowledge Base
How to avoid finance charges on car loan? Just financed a car and wondering how can I avoid the $6000.00 in finance charges (7.48% apr/75 mths) on an car loan. Not looking forward to all that interest so any advice will be greatly appreciated. thanks.
How do I convience my mom to let me finance a car? I really want a '97 to '01 Honda Crv. I have enough money to finance one and I'm almost 18. We only have one car and we all have to share and sometimes it gets really hard. Now my sister doesn't work at the same job I do so its harder to share the car. BTW the car is shared by my mom, sis , and me. I think that if I get my own car things would be easier. I know I could pay payments on a car cause I've saved up all of my money. How would I ask or convience my mom to let me finance a car? how would I do it and what would I say? I know cause I'm not yet 18 that I'd probably need a cosigner, right. Please help, If I'm gonna do this I need to do it now.
does the bank determine how long they will finance a car loan for you? when it comes to financing a vehicle, does the bank/institution determine how long the loan will be? 36, 48, 60, 72 months? im looking at an 05 and i dont want to be put in the 36 months bracket as my payments are expected to be too high. the car is 11995 but we want to get it down to 10500 or a lil lower. i want to have some say in the finance negotiations.
How long after purchasing a home can one finance a car? My husband and I desperately need a new vehicle, but we are in the middle of purchasing our first home. I need to know how long we have to wait before being able to finance a car. Thank you for your help!
How do I get out of a car finance contract without ruining my credit? So recently my car broke down, and I was so panicked that I went out and financed a 16 year old car because it was the lowest possible payments I could get. I acted on an impulse which was not smart on my part. But the car is falling apart in everyway possible and I just barely made my second payment on it. Not to mention the car gets 15 miles to the gallon and we all know what gas prices are like. The car lot told me to lie to the finance company about my down payment, and they sold it to me without me realizing the headlights dont work properly. Does anyone know of any loop holes or anything to get me out of this contract??
How do I get car finance, with a bad credit history? I have a good job now but have a bit of a dodgy credit history so I keep getting refused car finance, please help!!!
How many months does it take to determine to have good credit to finance a car? I'm getting my first credit card when i turn 18 in early October...And i'm curious to know how many months will it take to determine if i have good or bad credit to finance a car on my own? I heard 3 months so the dealership can let me off with the car. Thanks!
how can i get out of my car finance deal? i got a loan from welcome finance for a car just over a year ago. im paying back £300 per month, and its crippling me! what happens if i tell them to come and get the car back? will i be chased and hassled for the debt anyway?
Just filed for bankruptcy. How soon can I expect to be able to finance a car again? I just filed for chapt 7 and I'd like to know how long it will be before I can finance a car. Will I have to wait until it is discharged? Anyone have experience in this?
How the heck do I finance a car??? I am 29 and single. I desperately need a new car, since my Subaru is getting too costly to fix. I will buy a car, not lease since I plan to have New Car for the long haul. I do not belong to a credit union, nor have I ever gotten a loan from a bank, but I do have squeaky-clean credit. What are my options for financing a new car? More specifically, what are my BEST options? What's going to be worth it in the long-run--financing from the car co., my bank, or joining a credit union (and if so, how the heck do I join a credit union?). Borrowing money from family is NOT an option because they will screw me over--I know from the School of Hard Knocks. Can I use my Subaru as a down payment? Can I pay tax, title and license as part of the overall package? Thanks in advance for your insights and stories!
Advice on how to finance a new car? Greetings I am looking to buy a New Scion TC, MSRP 19K and finance it for 2 years. I have very good credit. My main reason for financing the car, is so i can build up my credit score by developing a history of taking out a loan and re-paying it. (which would help me in a few years when buying a home) Can you suggest where i can get a LOW interst rate on a automobile purchase, financed over 24-36 months Thanks
how many months can you finance a car in Texas? I refianced a car that was new when I bought it. I thought they said in the state of Texas that they could only finance a car for 60 months but when I look on my statement it says 72.
how and when can I finance a car after I have had one repossessed.? I had my car repo'ed in August becasue of a clause in the contract about moving to another state. I want to finance a new car but don't know the best route to take.
bought car on finance and its broke 7 times.how do i take finance company to court?in wales uk.? have been told its finance companys responsibility to replace car or unwind finance.theyve had letter and set amount of days to respond and nothing.trading standards to slow.got 4 kids and no car that works.still paying for it.enough is enough how do i take them to court?help!!
Can you advise me on how to handle an unethical finance department within a Florida car dealership? Two weeks ago, in Florida, I financed a car. I signed a contract, paid the downpayment in the manner the dealership finance officers prescribed and drove off with the car. Now they want more money, in a different way or they threaten to pick up the car. I'm sure this is a common story and it also involves my original salesperson being fired, "hearsay" the likes of which would stagger an orator, getting repeated phone calls from many different people all with a different story, etc. I like the car and as I said, I signed the contract, paid the money and drove off with the subject of the contract. I'm imagining if they pick the car up that such is theft. Regardless, they tell me today I have to go into the dealership Sat. to "fix the deal". As this all sounds like a problem on their end and the rule of "Consideration" was satisfied on the part of all involved, what can I do without court?
How long must you hold a job in order to finance a car? I have a job and i get paid more than $250 a week. Is there any way that i can finance a car right now or do i have to wait for like an extended period of time to be able to finance it. Is there any place that doesnt require steady income..like holding a job for 6+ months. I plan to stay with this job but i also need a car soon.
How to get a good finance deal on a car loan?? Hi, I'm planning to buy a car through finance option. I would like to ask on how to get a good finance deal with both the dealer and the bank on finance deal. Can anyone help me enlighten on these topics as this is my first loan!! and also i live in Bangalore-India.
How do you finance a used car? Me and my friend are going to finance a $5000 car. What do we need to bring? And how do you do financing? With a credit card? I am clueless lol.
how does this car finance work? Lets say iam about to buy a 2007 Kia rio for about $10,000 with 7% intrest. So now the car is mine and i make payments every month. now lets say i have a 72 month term, which is alot of years that ill be paying for that car, lets just say in 3 years i decided to get rid of this car. how does this work? can i sell the car half way through and just match the retail price, or do i need to match with the price the car will be in 72 months with 7% intrest, or can i just give then or trade the car in?
How to sell a car with finance and settle the cost? I purchased a 51 Registration car 1 year ago from Ian Allan garage on a 3 year finace, i am going to uni this year and do not need the car nor can me or my family afford to keep a car which won't be used. I am looking to sell the car through a dealer a work mate knows. I know i need to settle the finance with Ian Allan, if i contact them to make them aware what are the normal proceedigns, I was thinking sell the car pay off the finance transfer the title to the new buyer and pocket any left over cash. (my finance left is approx 3200 over 2 years)
How to sell a car on finance? Hi My car is on Auto loan with a bank. Now I am trying to sell it privately after 7 months. When I advertise, do I have to state that the car is on Finance?
When you finance a car through the dealer, how much commission does the dealer get from the lender? I know the car dealer makes a commission on the note. But I don't know how much that is. Is it commonly a percentage, or a flat fee, or what?
How do you finance a car with a bank? I have no idea how to get a car from a dealership
How much is finance charge if I am financed 25000 by a car dealership when I buy a new car? I am looking in to buying a new car. The term would be 60 mnth @ 7.5% apr. They sent me a quote at 40000 grand financed and the finance charge is 8000+ and I'm wondering how much it would be if it was 25000 instead of 40000. Thankx
how does car finance work? thiinking of buying a car for 4k been told the interest rate will be 5%. but reading the document there is another percentage rate of 10.1% hows this work
How to sell a car that is already under car finance loan. Please let me know? I purchased a car before six months with a help of car loan. I would like to sell the car now. Do i need to pay my loan first and sell the car or is there any facility to transfer the loan to any buyer.
How to get car finance from short sighted lenders? I've just returned from seven years living abroad. I'm back in Australia and have been offered a job with very comfortable salary package. I need a car too, and since I am in the 3 month probationary period, the lenders are quick to say "no". I've been working full time in the IT industry for ages and have a 100% clear credit record, both home and abroad. Is there any ways to get a loan without having to resort to high interest rate, loan shark type lenders?
how to become a finance manager for a car lot? i am looking into becoming a finance manager on a car lot, and am wondering if anyone knows exactly how to do this, or what it takes to become one.
how do i let a car finance co know where a parson is that owes them money? this car has been lifted by police for no tax or insurance and will be crushed he keep moving house so he d/nt need to pay for it
How does part ex-ing your car work with exisiting finance? I have had my car for 15 months and still owe finance on it of £18000. I want to buy a different car, can I simply go into a showroom and part ex mine although I still owe on it . Whats the best way to do it? Can you part ex against approved used cars? Do I sell the car, pay off the finance, start again? or Do I part ex my existing car, and let the finance company do the rest (can they do that?!) Help a really confused guy who wants a new car but doesn't know how the hell to do it!
i recently financed a car, how can i sell back the car and finance another one? i dont like my car anymore, after driving my wife BMW
my dad bought a car on finance for my now ex hubby he has reg doc and logbk? ex has been paying for car car but has no proof out of joint acc of mine and his but not actual money to say he pays alone he is no living with someone else and has said he could stop paying for it at any time or smash it up and the debt would be left with my dad
if a car is a personal loan against it cani sell it finance comp tells me it is per loan dont understand? need to change car a repayments are to high want a run around i am told my finance is a personal loan can i sell the car buy a cheaper one from the dealer and send the difference to finance company dont want to go to garage and be told that i have finance on it and cant sell.what does the personal loan mean
If I finance a new car, how much insurance do I buy? I know it will have full coverage, but how much? I'm trying to get an accurate quote through geico to see if I can afford it before buying the car.
How do i finance a car. I have $5000 looking for a subaru wrx, the car is worth around $15999 with 7% apr.? Im 22 yrs old
How do i finance a car. I have $5000 looking for a subaru wrx, the car is worth around $15999 with 7% apr.? Im 22yrs old
how can i finance a car purchase and not end up upside down on it? i have a guaranteed 4.99% apr for 6 years
how do I protect myself from repossession of a car? The finance people have reported the car stolen.? I am 6 months behind on car payment. The payment is 600 per month. I am behind 3600. I have sent a 2000 payment. They are still asking for the car and have said they will report it stolen.
How is it to not have a car in NY and still get around? What are the penalties of returning a car you finance? This is a two part question: I live in New York and as you know we have a transit system. Maybe some NYers are able to answer this question better than others but do you think it's a burden to not have a car in NY? Also, I have a 2005 Nissan Altima with 11,150 miles. It is a burden on me financially. Is it possible to return it and if so, what are the penalties? What are my options for getting rid of it? By the way, this question is open to anyone.
Handed my car back to finance company voluntary surrender, have got to pay £100 per month. How long do pay.I How long do I keep paying this out as I have no longer got the car.
How do I finance a used car for low payments? First car please help!? I want to get my first car, im 18 and i saved $5,000 so far. I want to get a car that is $10,500 but I want to get low monthly payments because I still have to pay for insurance too. If you have any ideas please help me. I really want this car.
How do I finance my first car? I have a few questions. I currently own a 93 Subaru Legacy, but I'm hoping to get something newer (hoping for a newer Legacy, get the AWD). However, my parents gave me the Legacy, and I've never purchased a new car. I'm trying to figure out: -Is a Subaru the best car to get for driving around Colorado (lots of snow)? Is there something else that is a good combo of sporty and reliable, as well as good for snow? -Where is the best place to get a loan? I was going to try my credit union, but I'm not sure what they'll do. Will they (likely) do loans for first time borrowers? -What is my last Subaru worth? Blue book or otherwise? -Is it better to try to find a 2-year old car online, at dealerships, or from a private owner? Also, what amount (percentage) is a good amount to put down on a car?
I have $19000 to buy a new car. How much should I finance to build good credit? My score is 750 from TransU.? not pay it in full but to finance to build credit for a new car.
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