How To Finance A Car Knowledge Base
how do i start my own car finance company in the uk? how do i start my own finance car finance company?who do i approach?
when financing a car can a finance company charge you a fee tht is about the price of the car? finance company charge 7000.00 to finance car that was priced for sale at 10,000 is there any laws against this.
can a 19 year old teen apply for an auto loan or try to finance a car witout a co signer? or even with a co signer, what will be the chances of being approved for the loan or just for a finance
Can I trade my car in from a Finance to a Lease? What I mean by that I still owe money for my Finance car; I wanna know is there is any possible way can I get rid of my finance car and trade it in for New Lease Car?
Are car dealerships better more willing to finance cars than banks and stuff like that? It seems like they would have more of a motive to finance someone a car since they'd make even more money, so are they more willing to finance to someone with not so great credit (a score of 680)?
Do banks finance car loans for first time buyers on used cars? I am looking to buy a used car. My mother believes that i cant get financed because Im a first time buyer and it would be a used car. Thanks
How do I get out of a car finance contract without ruining my credit? So recently my car broke down, and I was so panicked that I went out and financed a 16 year old car because it was the lowest possible payments I could get. I acted on an impulse which was not smart on my part. But the car is falling apart in everyway possible and I just barely made my second payment on it. Not to mention the car gets 15 miles to the gallon and we all know what gas prices are like. The car lot told me to lie to the finance company about my down payment, and they sold it to me without me realizing the headlights dont work properly. Does anyone know of any loop holes or anything to get me out of this contract??
How do I get car finance, with a bad credit history? I have a good job now but have a bit of a dodgy credit history so I keep getting refused car finance, please help!!!
Are you able to cancel your car finance after a year? I signed a 5 year contrat for my car finance but I have only had it for a year, now my circumstances have changed and I now cannot afford my finance, what can i do? My finance is with carcraft.
Could a car finance company finance me? I want to buy a 2008 Subaru Impreza 5 door. I just quit my job on Friday and planning to get a new job next week. This is my 2nd job I've quit. The First job i had I lasted 6 mos, but I moved. I got a second job, but quit because of differences in the employees. But, since I want to get my car the first week on my new job, will the finance company finance me?
can I get car finance if i have bad credit rating? My credit rating is bad because of late payments, will this affect me getting a used car on finance?
Need to get out of a car finance agreement? I am financing a car but decided not to keep it. Anyone knows how to get out of the finance contract? Im thinking of selling it to a dealer and just pay the remaning upside down cost? Any better suggestion? Thanks a lot. I have another car and this is a car I help a friend finance, but its all in my name so he decided not to keep it and left me with the loan, I know I got screwed but I learned my lesson, I just wanted to help but trusted the wrong person.
Can you use car finance to purchase a private sale car? i would like to purchase my first car using car finance and would like to know if this can be used to purchase a private sale car i.e from a friend or motor weekly etc or does the purchase have to be made from a dealer?
How quickly can I finance a car after my bankruptcy is discharged? We are filing a Chapter 7 bankruptcy, and it is due to be discharged by May. How long after that can we finance a car for a decent rate?
How does the credit union finance the car for you ? I am trying to get a used car something reliable and under 10k..I was told by a loan officer since I have no credit history they might be able to finance a car for me..So what does that mean... Would I need a down payment ?
Can i use my driving test pass certificate to get car finance? My driving licence hasnt arrived yet and i am buying a car on finance, they need to know i can drive. can i use my certificate as proof??
How can I finance a car from Craigslist or a small dealer? I want to buy a car (2002ish) from a used car lot of Craigslist for about 7k. The problem is only the big dealerships offer the easy financing, and Craigslist and the smaller lots yield mostly to cash customers. How could I finance a car from one of these? What's a "lending institution" or something? It seems impossible!! A specific service/website would be appreciated. Thank you! :)
What is the oldest year to finance a car, and what mileage? I want to finance a used car, and i'm trying to save as much money as possible.
Is it possible to make payments towards car finance? I was wondering if you can make payments towards car finance, for example you owe £5,000 over 36 months which £138 a month ,you make a payment of 4,700 pounds in 6 months time, £300 is remaining which is £10 a month for 30 months, is this possible or would they stil make you pay the original £138 a month which ends up forcing you to payin it off early?
How long after purchasing a home can one finance a car? My husband and I desperately need a new vehicle, but we are in the middle of purchasing our first home. I need to know how long we have to wait before being able to finance a car. Thank you for your help!
How do I convience my mom to let me finance a car? I really want a '97 to '01 Honda Crv. I have enough money to finance one and I'm almost 18. We only have one car and we all have to share and sometimes it gets really hard. Now my sister doesn't work at the same job I do so its harder to share the car. BTW the car is shared by my mom, sis , and me. I think that if I get my own car things would be easier. I know I could pay payments on a car cause I've saved up all of my money. How would I ask or convience my mom to let me finance a car? how would I do it and what would I say? I know cause I'm not yet 18 that I'd probably need a cosigner, right. Please help, If I'm gonna do this I need to do it now.
Would it be possible to finance a brand new car with bad credit? If you have bad credit, but a nice sized down payment would you be approved to finance a car?
Do I have to take out a loan to Finance a car or are there other options for paying the left over cost? Hello, I have several questions about purchasing my first vehicle. I have been eyeing a gently used 07 Ford Fusion that is around $16,000. I plan on making a down payment of $5,000. And I have a steady job. I was wondering, do I have to take out a loan to finance a car? Is this the only way that I can pay for the remaining amount of the car after my down payment? I will be buying from a dealership, not a private lot. Also, I'm a junior in college and I have student loans. Please help me because I seriously need a car and I'm planning on purchasing in August. I will have to travel 8 hours from home and school. twice a year so it's important for me to get a reliable car. Please help me understand what will happen as far as financing is concerned, because i have the down payment. I just need to know what are the options for paying the remaining amount of the car after the down payment. Thanks
How many months does it take to determine to have good credit to finance a car? I'm getting my first credit card when i turn 18 in early October...And i'm curious to know how many months will it take to determine if i have good or bad credit to finance a car on my own? I heard 3 months so the dealership can let me off with the car. Thanks!
Is it entirely impossible to finance a car with two judgements on an already bad credit report? I know it's a pathetic question, and it sounds like an oxymoron, but sometimes people encounter unfortunate situations in their life, and make irresponsible decisions in their past, and it will continue to haunt them. In the process of dealing with the consequences of bad decisions, life does need to move forward. Cars get old, have 150,000 k + miles and getting another car is essential. If a person (not myself!) has two judgements (totaling under $6000 collectively) and bad credit from credit card troubles, but has a steady job and makes $32,000+ a year, would it be possible in the slighest to finance a car? I am aware of high interest rates and such. I do know from experience that my parents had a bankcruptcy, came out of it, and within a month they were able to finance a new SUV. Would it better to go bankcrupt? Advice?
I bought a car on finance yesterday but have changed my mind now. Can I cancel? I made an impulse buy, tying myself to a 4 year loan to finance the car, without really thinking how I could afford the repayments. And now I've realised I can't afford them am wanting to cancel, I am due to pick the car up today.
I bought a used car and now finance guy says interest will be higher than he told me. Can I return it? He said my interest payment would be around $199, but he called me today that because of higher interest, it will actually be around $230. I have not signed to finance the car with anyone yet, but I have had the car for two weeks. Can I return the car to the dealership?
How long must you hold a job in order to finance a car? I have a job and i get paid more than $250 a week. Is there any way that i can finance a car right now or do i have to wait for like an extended period of time to be able to finance it. Is there any place that doesnt require steady income..like holding a job for 6+ months. I plan to stay with this job but i also need a car soon.
Can the repo / finance company tell the dmv that your payments are behind on your car? If your making payments on a financed car, and your payment is kind of late it is true that they can repo that car, but is it also true that they can tell the dmv something about the car, such as not to let you drive it etc....?
Just filed for bankruptcy. How soon can I expect to be able to finance a car again? I just filed for chapt 7 and I'd like to know how long it will be before I can finance a car. Will I have to wait until it is discharged? Anyone have experience in this?
I want to finance my first car, what do finance companies look for when deciding to approve a loan? I have always paid cash for cars before, and now I want, rather need to finance a car. What do finance companies look for in your credit in deciding if you are a worthy lender and how much interest to charge? It's my fiance and I, and we both have great jobs, but have never financed a car before.
Is it possible to finance a car for someone else without having a drivers license? are required to have a DL before trying to get a car financed?
What happens if you cannot afford to pay your car finance? I bought a car from ford two years ago and it is financed through santander. I lost my job a couple of months ago and like everyone else is struggling to get another one. They allowed me to put it on hold for 3 months but i am due to start paying it again in May and I doubt I will have another job by then. What shall I do? What will be the worst case scenario if I literally cannot afford to pay them on a monthly basis?
What are the chances I, as a college student, will be able to successfully finance a new car? Hi guys, I'm a full time second-year college student with a part time paid internship on the side in which I get paid slightly under 500 dollars a month. I have about 2000 saved up in the bank and was looking at a new car that runs about 15-16k. I know nothing about how financing a car works other than the simple down payment + monthly payments (with interest). I'm wondering if it's possible for me at all to finance a car like this and what the application process is. Thanks a lot!! I'm also not sure what my credit is at all, other than I always pay all 3 of my credit cards on time. I also have zero expenses as I commute to my university. Does this change anything?
how many months can you finance a car in Texas? I refianced a car that was new when I bought it. I thought they said in the state of Texas that they could only finance a car for 60 months but when I look on my statement it says 72.
hi, know of any software to source the marketplace for the best rate for car finance? I am a mortgage broker and want to know if there is any software available out there to search the marketplace of lenders for car finance for my clients?
I want to finance a car but am unsure as to how financing works. Can someone explain it to me? I have a very good credit score. I am in need of a car right now, but cant pay for it all at once. I got some advice from someone to finance a car. What exactly is financing?
Is it better to lease or finance a car right now? Our lease is up, and we are deciding if the next car we get should be a finance or another lease. Thoughts?
Thinking about buying a car, is it better to finance or buy it with cash? Okay i am thinking about buying my first car and it will probably be a used car and the price range being around $3000 to $5000. Around the time of purchasing this "car" i should have close to $3200 to $3500 saved.I have not decided on a car and my question is : would it be better to buy the car with the money i have saved or upgrade and finance the car that is around the top of my range ($5000)and pay monthly payments?
How to avoid finance charges on car loan? Just financed a car and wondering how can I avoid the $6000.00 in finance charges (7.48% apr/75 mths) on an car loan. Not looking forward to all that interest so any advice will be greatly appreciated. thanks.
how can i get out of my car finance deal? i got a loan from welcome finance for a car just over a year ago. im paying back £300 per month, and its crippling me! what happens if i tell them to come and get the car back? will i be chased and hassled for the debt anyway?
does the bank determine how long they will finance a car loan for you? when it comes to financing a vehicle, does the bank/institution determine how long the loan will be? 36, 48, 60, 72 months? im looking at an 05 and i dont want to be put in the 36 months bracket as my payments are expected to be too high. the car is 11995 but we want to get it down to 10500 or a lil lower. i want to have some say in the finance negotiations.
Can you advise me on how to handle an unethical finance department within a Florida car dealership? Two weeks ago, in Florida, I financed a car. I signed a contract, paid the downpayment in the manner the dealership finance officers prescribed and drove off with the car. Now they want more money, in a different way or they threaten to pick up the car. I'm sure this is a common story and it also involves my original salesperson being fired, "hearsay" the likes of which would stagger an orator, getting repeated phone calls from many different people all with a different story, etc. I like the car and as I said, I signed the contract, paid the money and drove off with the subject of the contract. I'm imagining if they pick the car up that such is theft. Regardless, they tell me today I have to go into the dealership Sat. to "fix the deal". As this all sounds like a problem on their end and the rule of "Consideration" was satisfied on the part of all involved, what can I do without court?
How the heck do I finance a car??? I am 29 and single. I desperately need a new car, since my Subaru is getting too costly to fix. I will buy a car, not lease since I plan to have New Car for the long haul. I do not belong to a credit union, nor have I ever gotten a loan from a bank, but I do have squeaky-clean credit. What are my options for financing a new car? More specifically, what are my BEST options? What's going to be worth it in the long-run--financing from the car co., my bank, or joining a credit union (and if so, how the heck do I join a credit union?). Borrowing money from family is NOT an option because they will screw me over--I know from the School of Hard Knocks. Can I use my Subaru as a down payment? Can I pay tax, title and license as part of the overall package? Thanks in advance for your insights and stories!
How do other young people finance their car? I'm 18 and thinking about buying a car of my own but it's so expensive. Just wanted to know how other young people finance it. Do your parents pay? Do you even think it's worth all the money? =)
Advice on how to finance a new car? Greetings I am looking to buy a New Scion TC, MSRP 19K and finance it for 2 years. I have very good credit. My main reason for financing the car, is so i can build up my credit score by developing a history of taking out a loan and re-paying it. (which would help me in a few years when buying a home) Can you suggest where i can get a LOW interst rate on a automobile purchase, financed over 24-36 months Thanks
Do you still have to pay the interest charges when you pay off your car finance early? I have a car on finance over 4 years, basically it appears that i have paid for the car in the first two and a half years, and now it must just be the interest. If I wish to pay off the remainder, do I still have to pay the interest on the finance
how and when can I finance a car after I have had one repossessed.? I had my car repo'ed in August becasue of a clause in the contract about moving to another state. I want to finance a new car but don't know the best route to take.
Will it help my credit score to finance a car and to pay it off immediately? I am trying to build credit so that my husband and I can get a homeloan. I am used to live within my means and to save until I can afford to buy what I need. I have enough money to buy a car in cash. But would it be better to finance it and pay it off immediately? Or would I have to pay off the entire loan (incl. interest) in order to boost my credit rating? Are there any other better ways for me to use my savings as an advantage in building credit? Thanks for your input!!!
bought car on finance and its broke 7 times.how do i take finance company to court?in wales uk.? have been told its finance companys responsibility to replace car or unwind finance.theyve had letter and set amount of days to respond and nothing.trading standards to slow.got 4 kids and no car that works.still paying for it.enough is enough how do i take them to court?help!!
How to get a good finance deal on a car loan?? Hi, I'm planning to buy a car through finance option. I would like to ask on how to get a good finance deal with both the dealer and the bank on finance deal. Can anyone help me enlighten on these topics as this is my first loan!! and also i live in Bangalore-India.
How do you finance a used car? Me and my friend are going to finance a $5000 car. What do we need to bring? And how do you do financing? With a credit card? I am clueless lol.
how does this car finance work? Lets say iam about to buy a 2007 Kia rio for about $10,000 with 7% intrest. So now the car is mine and i make payments every month. now lets say i have a 72 month term, which is alot of years that ill be paying for that car, lets just say in 3 years i decided to get rid of this car. how does this work? can i sell the car half way through and just match the retail price, or do i need to match with the price the car will be in 72 months with 7% intrest, or can i just give then or trade the car in?
How to sell a car with finance and settle the cost? I purchased a 51 Registration car 1 year ago from Ian Allan garage on a 3 year finace, i am going to uni this year and do not need the car nor can me or my family afford to keep a car which won't be used. I am looking to sell the car through a dealer a work mate knows. I know i need to settle the finance with Ian Allan, if i contact them to make them aware what are the normal proceedigns, I was thinking sell the car pay off the finance transfer the title to the new buyer and pocket any left over cash. (my finance left is approx 3200 over 2 years)
How to sell a car on finance? Hi My car is on Auto loan with a bank. Now I am trying to sell it privately after 7 months. When I advertise, do I have to state that the car is on Finance?
When you finance a car through the dealer, how much commission does the dealer get from the lender? I know the car dealer makes a commission on the note. But I don't know how much that is. Is it commonly a percentage, or a flat fee, or what?
How do you finance a car with a bank? I have no idea how to get a car from a dealership
How much is finance charge if I am financed 25000 by a car dealership when I buy a new car? I am looking in to buying a new car. The term would be 60 mnth @ 7.5% apr. They sent me a quote at 40000 grand financed and the finance charge is 8000+ and I'm wondering how much it would be if it was 25000 instead of 40000. Thankx
how does car finance work? thiinking of buying a car for 4k been told the interest rate will be 5%. but reading the document there is another percentage rate of 10.1% hows this work
How to sell a car that is already under car finance loan. Please let me know? I purchased a car before six months with a help of car loan. I would like to sell the car now. Do i need to pay my loan first and sell the car or is there any facility to transfer the loan to any buyer.
How to get car finance from short sighted lenders? I've just returned from seven years living abroad. I'm back in Australia and have been offered a job with very comfortable salary package. I need a car too, and since I am in the 3 month probationary period, the lenders are quick to say "no". I've been working full time in the IT industry for ages and have a 100% clear credit record, both home and abroad. Is there any ways to get a loan without having to resort to high interest rate, loan shark type lenders?
how to become a finance manager for a car lot? i am looking into becoming a finance manager on a car lot, and am wondering if anyone knows exactly how to do this, or what it takes to become one.
how do i let a car finance co know where a parson is that owes them money? this car has been lifted by police for no tax or insurance and will be crushed he keep moving house so he d/nt need to pay for it
How does part ex-ing your car work with exisiting finance? I have had my car for 15 months and still owe finance on it of £18000. I want to buy a different car, can I simply go into a showroom and part ex mine although I still owe on it . Whats the best way to do it? Can you part ex against approved used cars? Do I sell the car, pay off the finance, start again? or Do I part ex my existing car, and let the finance company do the rest (can they do that?!) Help a really confused guy who wants a new car but doesn't know how the hell to do it!
i recently financed a car, how can i sell back the car and finance another one? i dont like my car anymore, after driving my wife BMW
my dad bought a car on finance for my now ex hubby he has reg doc and logbk? ex has been paying for car car but has no proof out of joint acc of mine and his but not actual money to say he pays alone he is no living with someone else and has said he could stop paying for it at any time or smash it up and the debt would be left with my dad
if a car is a personal loan against it cani sell it finance comp tells me it is per loan dont understand? need to change car a repayments are to high want a run around i am told my finance is a personal loan can i sell the car buy a cheaper one from the dealer and send the difference to finance company dont want to go to garage and be told that i have finance on it and cant sell.what does the personal loan mean
If I finance a new car, how much insurance do I buy? I know it will have full coverage, but how much? I'm trying to get an accurate quote through geico to see if I can afford it before buying the car.
How do i finance a car. I have $5000 looking for a subaru wrx, the car is worth around $15999 with 7% apr.? Im 22 yrs old
How do i finance a car. I have $5000 looking for a subaru wrx, the car is worth around $15999 with 7% apr.? Im 22yrs old
how can i finance a car purchase and not end up upside down on it? i have a guaranteed 4.99% apr for 6 years
how do I protect myself from repossession of a car? The finance people have reported the car stolen.? I am 6 months behind on car payment. The payment is 600 per month. I am behind 3600. I have sent a 2000 payment. They are still asking for the car and have said they will report it stolen.
How is it to not have a car in NY and still get around? What are the penalties of returning a car you finance? This is a two part question: I live in New York and as you know we have a transit system. Maybe some NYers are able to answer this question better than others but do you think it's a burden to not have a car in NY? Also, I have a 2005 Nissan Altima with 11,150 miles. It is a burden on me financially. Is it possible to return it and if so, what are the penalties? What are my options for getting rid of it? By the way, this question is open to anyone.
Handed my car back to finance company voluntary surrender, have got to pay £100 per month. How long do pay.I How long do I keep paying this out as I have no longer got the car.
How do I finance a used car for low payments? First car please help!? I want to get my first car, im 18 and i saved $5,000 so far. I want to get a car that is $10,500 but I want to get low monthly payments because I still have to pay for insurance too. If you have any ideas please help me. I really want this car.
How do I finance my first car? I have a few questions. I currently own a 93 Subaru Legacy, but I'm hoping to get something newer (hoping for a newer Legacy, get the AWD). However, my parents gave me the Legacy, and I've never purchased a new car. I'm trying to figure out: -Is a Subaru the best car to get for driving around Colorado (lots of snow)? Is there something else that is a good combo of sporty and reliable, as well as good for snow? -Where is the best place to get a loan? I was going to try my credit union, but I'm not sure what they'll do. Will they (likely) do loans for first time borrowers? -What is my last Subaru worth? Blue book or otherwise? -Is it better to try to find a 2-year old car online, at dealerships, or from a private owner? Also, what amount (percentage) is a good amount to put down on a car?
I have $19000 to buy a new car. How much should I finance to build good credit? My score is 750 from TransU.? not pay it in full but to finance to build credit for a new car.
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