Finance About Knowledge Base
How do I go about part exing my car when there is finance still owing on my current car? I am thinking about changing my car, but there is 3 yrs finance still on mine. What do I do?
How about the Master of Applied Finance of the university of Macquire in Australia? I wanna go to Australia to take my master degree. And I prefer finace to be my major. Some body told me MAF of Macquire is very good but it is very competitive. Also, I had visited their website but could not obtain the information what I want. So if you know something about MAF of Macquire or you are also the member of it (it is better!), give me what you know, such as the fee, the career future, the classes or the classmates, things like that. Thank you so much! Besides that, if you can give me more information about master degree of finance in Australia, it is so nice of you all!
What advice can you give me about getting a job in Finance in Rhode Island with no previous experience? What advice can you give me about getting a job in Finance in Rhode Island with no previous experience? I just recently received a Bachelor's in economics. My only work experience has been in human services working with the developmentally disabled.
Why are we Americans so uneducated / misinformed about personal finance? How can so many be so ignorant about something so important? Do ppl acutally think that that the gov't is going to give them 800 bucks; do they not realize that they have to pay it back on next years income tax? Or at least have that deducted from their refund. How can so many fall for the Payday loan scams? How did so many get into ARM mortgages? Why don't ppl educate themselves about personal finance?
What is the best way to learn about personal finance and investing? I know nothing and want to learn.? I know nothing about personal finance. My parents never taught me and I need a complete introuduction to budgeting, saving, and investing. Step by step guidande kind of stuff. Does any have advice?
How can I post my article about investing on yahoo Finance? I have written an article about investing for people who have no experience/little experience. How can I publish it on Yahoo Finance?
Can anyone tell me more about restaurant finance management? I would like to know more about how to manage the finance, cash flow and other management issues for a restaurant.
Thinking about buying a car, is it better to finance or buy it with cash? Okay i am thinking about buying my first car and it will probably be a used car and the price range being around $3000 to $5000. Around the time of purchasing this "car" i should have close to $3200 to $3500 saved.I have not decided on a car and my question is : would it be better to buy the car with the money i have saved or upgrade and finance the car that is around the top of my range ($5000)and pay monthly payments?
How to convince recruiters about a career change to Corporate Finance? I am an Industrial engineer and want to make a move to Corporate Finance, one of the questions I get most often is why do I want to make such a career change and how I see myself fit into this role ? or justify how you can do well in Corporate Finance role despite your non finance background? I am currently enrolled in a full time MBA program and planning to take finance courses but I want to know how I can really sell myself on this idea ?
IF you are a saphmore studying Electrical engineering But u always think about Finance and economics? if u are studying electrical engineering but each time u get Bad grades in your majors ,, you start thinking about changing everything and go for finance or economics although your GPA is almost on the average what would u do ?? do u change or just try to end this as it is ? saying your Gpa is 2.2 /4 and the average in your collage is 2.5
How to decide about my Finance Project? Im right now in my 3rd sem of MBA, and i need advice for the selection of the topic for my next sem Final Project report and as my major is Finance, so i need advice regarding choice of area or specific topics for my project work. Im really confused in deciding about the specific area of choice, can anyone help me out. I'll be very thankful.
How do I go about having a career change from Finance to HR? I work for a finance company and will soon have my MBA and am looking to make a move to HR? I was thinking along the lines of recruiting in a finance/accounting company. Any ideas?
Write a Letter of Inquiry to the Bank Manager and ask the details about that House and Finance loan scheme.? If You are Ahmed Raza and you are planning to get loan for constructing your house. You have heard about House Building and Finance scheme of National Bank. Write a Letter of Inquiry to the Bank Manager and ask the details about that scheme.
What is the best book that teaches you about finance? I am talking about a very easy to understand book that teaches you about the different types of investments, coupon rates, premium and discount rates etc. I have no clue about this entire subject and need a book that can help me understand this in a non-complicated way.
What is the best way to teach your child about finance? We have 2 daughters 12 and 13 what is the best way to teach them to be responsible about money?
do you think student finance would find out about my first degree? (Mainly a question for UK answerers) I already have a degree in Tourism Management but its not what I really want to do...I got a grant and loan from student finance to fund my students. I loved every minute of Uni but would love to study something which will be more useful to me in the future and give me more security. I am planning on studying Psychology at Goldsmiths its a four year degree course including a foundation course. I am pregnant at the moment and plan to study maybe september 2008 or 2009. I know that they dont provide grants for second first degrees but I was just wonderin if I didnt mention that I already have a degree would they be able to find out?...I have a different address and I did not go through UCAS for the first one either. Advice would be really appreciated...I will be giving up work when the baby arrives and will probably claim benefits until I find another job or course will this make any difference to my situation?
What is the best way to begin learning about personal finance and investments? It is a truly scary and daunting subject that I must learn about even though I don't like the subject matter much and basically have trouble understanding. Where do I start and to whom do I listen ? Everyone has an opinion but everyone also has their own agenda. I need to learn this from the bottom up and would like to learn it from an unbiased source. Any thoughts?
Can anyone tell me anything and everything about smart finance and money tips for a teenager? I'm a pretty big spender, also. I want to learn all about financing, investment, banks, and money related topics. A book title would help too.
What should a person with a CPA and about three years in finance and three years in accounting in NYC earn? Almost 1 year experience in turnaround and restructuring consulting, about 2.5 years in audit at a Big 4, and 3 years in equity research Almost 1 year experience in turnaround and restructuring consulting, about 2.5 years in audit at a Big 4, and 3 years in equity research Also, what position would I qualify for? Assistant Controller, Controller, etc.? I have such a varied skillset, not sure which is the best move at this juncture?
Can a engineering graduate do MBA with finance as specialisation? How about placements? I have done B.Tech Polymer Technology and now in MBA first year. My friends tell me that specialisation in finance need financial background in UG and it is most considered for placements. But I am interested in doing finance.
How can I get Info about the Equipment Leasing & Finance Industry? I am looking for informatino about the Equipment Leasing & Finance industry. I want to know what exactly is it. I would like to know if there are any industry magazines or websites. thanks.
Can your finance company harress you about late payments? I was just wondering if anybody knew anything about this or where I can go for information. We are late on our car payment.....we owe for April and they are saying that they can come and get the car tomorrow since we have another coming up due. Can they do this...legally?
How do I find out about companies that finance the British army? I am trying to find out about a UK based company called Learning 21 and their involvment in financing of the Britsih Army
Where can I learn more about casino finance operations? I have a B.S. in Business Finance and I'm trying to apply for a director of finance for a casino. One of the requirements is to have knowledge of Casino Finance Operations. I don't know where to get more information or books that would help me more with this subject. Does anyone know?
Teen girls (13-19): How many of you are interested in learning about politics/world issues and finance? I'd even maybe go up to age 23 with this. I ask because we are stereotyped to not care about more than boys, fashion, and shopping. That's not the case for me. I mean, don't get me wrong, I like the idea of a boyfriend, accessorizing, and definitely shopping, but that's not my idea of all there is in the world. I like to learn about what's going on in my world. I know there's a bigger world out here than Nordstrom and Saks Fifth Avenue. I like to know about how business and finance are unfolding. I'm more of a politics/gov't girl though. By the way, I'm 17. Oh, and if you're interested in learning and you like hearing about women who are involved in these types of things, I highly recommend BeE magazine to you. It's a women's magazine devoted to politics, lifestyle, and finance. It's a fairly recent addition to magazines.
Are there any good finance websites to learn about corporate finance? Hi! I'm a college student who just started my first week in a Corporate Finance course. I'm wondering if there is a good corporate finance website for students that has for instance a tutorial on corporate finance concepts and terms? Or any discussion groups for students? I've tried googling for it, and haven't had any luck so far. If you search for the website, could you let me know the search terms you used? Thank you!
when financing a car can a finance company charge you a fee tht is about the price of the car? finance company charge 7000.00 to finance car that was priced for sale at 10,000 is there any laws against this.
Does anyone know about the International High School for Buisness and Finance? If anyone knows about this school can you please tell me about it. I am going there this year and i have no opinions about it. If anyone knows please tell me.
I am in college about to major in Marketing, would a masters in Finance polish my resume? or are they too different. Also, are people more likely to get hired depending on the school they graduated from. Right now Im attending Clayton State University, its part of the UGA system, but its more of a community school. Ive been thinking about transfering to UGA, but will it make a difference? Or should I just do my masters at UGA?
How do I go about purchasing a factory new car from a dealer finance wise? What financing options are available to me?What will influence whether my credit application will be approved?Will I get invoices send to me monthly if I set up a payment plan?Do I have to have insurance from the dealer?I'm in Australia by the way.Thanks in advance.
why do you think it is important to learn about personal finance ? I want to know why is it worth to study this subject and what are the benefits of learning the basics of personal finance ??
What are some good questions for a questionnaire about personal finance and budgeting of a hospital staff? My research topic is dealing with personal financing and budgeting - managing one's own money, and dealing with their personal expenses, etc.... basically the PROBLEMS that they run into, but I am focusing on hospital staff. 10 points goes to the best answer.
How do I go about getting a finance check done on myself? I have found some information that has led me to wonder how 'safe' I am from being used in fraudulant activities. Is it possible to check your own background? Or, to employ someone else to do that for you. Is this expensive? And what can be foud out? Do you have to have real evidence that you THINK something is happening, or, can you just be suspicious before a check is done? Thanks in advance. Would a credit check cover everything that may have required my signature? Business loans, etc.
how to go about getting a manufactured home and finance with challenged credit? I want a manufactured home and land and special financing but I dont know how to begin
What are some good books about learning the basics of Personal finance?( Canada)? I'm looking for a book about personal finance. A book that explains in a simple vocabulary, how to: - budget/manage your money -TIps on do's and don't about money. Depending in what cycle you are ( ex, close to retirement, what not to do with your money) - Information about Garanteed investments Certificates. - Canada Bonds -Basic information about Mutual Funds - Information about life insurance (Is it good to let go of it when in mid 50's?If not why? what are the dangers of not having one?) -RESPs and tips on to make the most of your money and make it last. THE BOOK MUST BE IN FRENCH!!!! ** The book I'm looking for is for a recent widow who's husband was the one taking care of the finances. I want to find a book for her so that she can know more of what is out there. What to watch out for and how to be more financialy independant and financialy wise.
Why is it important for people in finance to know about capital markets, investing and financial management? I am trying to figure out how to explain in an essay question why it is important that a thorough knowledge of all three is needed even if they only work in one area.
any ways to find out more about finance in trading such as forex? Really interested in trading. want to learn and work in it but don't know how to start?
Are there any FREE eBooks or guides about personal finance management? I want ebooks that presents an overview of personal wealth-building strategies that includes setting financial goals, seeking guidance, budgeting, saving and investing, and managing debt. Quick and easy strategies for getting control of your money. An all-you-need-to-know introduction to managing and making the most of your hard-earned money.
What do you think about this proposal for campaign finance reform: Anyonamous financial contributions only? All contributions must be made to a trustee who then moves the funds into the politicians campaign accounts so that the candidates have no way of knowing who donated or how much they donated. It seems like some people would try to claim they donated when they hadn't, others would not be believed when they said they'd donated. Essentially it seems that it would remove the incentive to try to buy politicians and it would help free politicians from owing favors. Your thoughts?
how to have seller finance a home purchase that will need to be remodeled? Am thinking of purchasing an older home that needs to be remodeled. Would like to put money down against a seller carry-back of the balance of the purchase price. How can I structure the deal to ensure that the seller, who is financing the purchase, has protection during the remodeling stage.
How do we contact Federal Government to crack down on Credit one finance Inc about fraudent loans? Need to contact Banks, IRS and State attorney general
How can I finance the purchase of overseas property? Can I get a loan through a US bank or do I have to obtain financing through a bank in the country from which I purchase? Are there other financing options?
Are there any games that will help me learn about business and finance? I'm wondering if there are any games or simulations out there they will help me to learn about investments, accounting, financial decision making, business management, etc.?
How do I finance a campground purchase? I am a homeowner...and "in-between" jobs...homemaker... I want to find and purchase a campground. not a fixer upper...but one that is solid and can expand with vision...any advice on how to obtain financing...
I am looking to finance a condo in los angeles? How do I go about this? I would like to make this happen asap My credit is not that great but I've never filed for bankruptcy. I have only been at my present job for 6 months and at my residence for 6 months. Will this be problematic?
How can I finance the purchase of a flat I buy at auction ? I am looking to buy one of a few flats I have seen that I am sure at least two wont go much above £25,000 - but you never know.... without knowing the actual amount I will need how can I get financing ? any advice ?
how do i purchase-finance an exsisting business? I found one i want to buy..where do i start? limited funds available..whay are my options?
What do you know about Continental Finance Mastercard? I was considering applying for it? Is it a good card? What is the credit limit? Thanks a lots.
Is there a purchase protection account provided by Yahoo Finance? How much? I received this email about a car I'm interested in, it sounds odd. Can anyone tell me if this it legit? "I am affiliated with Yahoo! Finance where I have a purchase protection account for $ 10,000.00. This service allows us to complete this transaction in a manner that is quick and safe for both of us. It acts as a third party between seller and buyer to insure that both parties comply to transaction requirements and provides dispute resolution and mediation between parties. Yahoo! Finance is responsible to insure that both parties comply to transaction requirements" thanks!
How do you calculate the purchase price of bonds? Please help with finance problem. Interest rate help.i? So the example below is taken from my notes, I study finance but have some difficulties understanding this bond price thing. It sort of provided the answer already but can someone please elaborate on it for me??? Thanks in advance. Setting Face amount : $100000 Purchase date: January 1,2005 Maturity date January 1,2010 Interest paid: July 1st and January 1st Coupon (stated) rate oif interest: 8% Markey (effective) rate of interest: 10% What is the approxiate purchase price? PVa of ($100000 X 4%) (n=10, i=5%) + PV of $100000 (n=10, i=5%) Purchase price is approximately $92278
how can i finance a car purchase and not end up upside down on it? i have a guaranteed 4.99% apr for 6 years
How would you finance a vacant land purchase with this scenario.? I have a current mortgage of $135,000 on my primary residence. This single family home is valued at $300,000. I want to buy a piece of vacant land for $145,000. I have $40,000 to put down on it, so would need a loan for $105,000. I've been told to go with a home equity loan or HELOC. I've only had experience with fixed rate mortages so a variable rate kind of scares me. Any suggestions? Thank you. Some details, my current mortgage is at 5.3% fixed so I don't really want to touch it. Also, because this is vacant land I've been told that the interest rate will be around 8% for a fix rate loan on a non-residence property. Hope this helps. :)
What is a Yahoo! Finance purchase protection account? I responded to an ad for an automobile for sale, and the seller emailed me that the price of the car is $4,000.00, and she has a Yahoo! Finance purchase protection account for $10,000.00. What exactly does that mean to me as the buyer?
Is there such thing as a Yahoo! Finance Purchase Protection account? I read about a car for sale and the user emailed me back and said that she is affiliated with Yahoo! Finance where she has a purchase protection account for $ 10,000.00. Has Anyone ever heard of this? She wants to ship the car from the states to here (Canada) and the car seems to be very cheap? has anyone heard of a scam that sounds similar??? Or, if this Yahoo protection plan exists, is it safe and reliable?
i bought a car on hire purchase how long should it take for the finance company to give me an answer? put a deposit down on saturday, it's monday today and haven't heard anything back. how long does it normally take to get a yes or no from the finance company?
Should I finance a used boat purchase with my 0% interest rate credit card or get a loan from a bank at 10%? I am contemplating purchasing a used boat which is over 15 years old. I am looking at the best way to finance this purchase and need some input. The only loan I have is a student loan for $4K and the only credit card I have has a balance of $11K with 0% interest for the next 6 months, and then a 8% rate after that. I have a few other credit cards which send me access checks with 0% fee and interest for one year that I could use to finance the boat. I would use $11K in an access check to finance the boat at 0% interest on a second credit card which would increase my credit card debt to $22K with 0 interest for awhile and then 8% on both eventually. However, I believe I can pay off these cards before any interest kicks in. The second option is to get a boat or personal loan for the $11K and pay about 10% interest. I would intend to pay the loan as quickly as possible as well. My question is, should I finance the boat using $11K of credit card at 0% interest or get a bank loan?
best way to finance house purchase? Want to finance a new construction house: approx quoted price is $560,000 1) I own the land the house will go on-cost of land $163,000 2) I have enough cash to cover a little more than 50% of the quoted price of house--above The question is---what is the best way to do this purchase?
Hire purchase finance agreement for a car can they take it back? I purchased a car from Carcraft and they arranged finance with a company,they stated at the time it was accepted,I signed all the documents and have copies of them including a contract of sale by Carcraft,and a finance agreement with the HP company regulated by the consumer credit act 1974...I drove home that day in my new car (6 days ago) They called today stating the finance was actually declined but someone in carcrafts office put it all through as though it was accepted. I went back today and they've taken the key and I drove home in my old car which was the deposit & part ex. I really want my new car and I feel this is wrong...... Do I have anything to go on or should I just accept it?? I really need some help and i'm going to call Citizens advice tomorrow but what do you guys think? oh, also they have sent the V5 off to the DVLA putting the car in my name already and vice versa for my old car???
What is the best way to finance the purchase of a storage units facility? I'd like to buy or build something like Public Storage. What's the best way to know where to build, find the land (or existing storage facility) and finance the purchase?
How do I move to another country & get financing to purchase a running business there? i.e. from US to the UK I would like to purchase an ongoing hotel or hostel in Ireland or Scotland but have no idea how one goes about getting financed in a foreign country. any suggestions?
Is there any bodies to directly finance purchase of special type of CDs which will remove mental sicknesses? I am 51, and suffering from Acute Anxiety from childhoold and now Depression. Tried everything possible including spirituality, but without any relief. In US M/s. Centerpointe have developed a special type of CD based on Holosync technology and they claim that these CDs, intended for meditation will remove mental related sicknesses such as Anxiety. But I do not have funds to purchase these costly CDs that too in foreign currency. Is there any charity organization or anybody who may help me. I need only the least required CD (not even the full set of CDs) which may help me in my problems and SPECIFICALLY NO HELP IN FORM OF CASH/MONEY. I expect to receive the details. Thanks.
can I post an invoice from a finance co for purchase of a vehicle into purchase ledger.? An invoice from a finance company is not a trader creditors as such,but i believe that the same as solicitors and accountants invoices this can also be posted into purchase ledger and treated on the balance sheet as other creditors. I have been told that this should be posted in the nominal ledger as the finance company is not a trade creditor.
Is this a way to finance updating a home wanting to purchase? Example: If a home has a listing price of $85k, and comps in the area run $120, and it can appraise for $100k.... Would a lender support you to purchase the home at which above price? Why am I asking? Virtually no pre-owned home has the fully wheelchair accessibility already there. We would need to widen doorways, roll in shower, support bars around bathroom toilet & wash area, open up area under sinks for legs, ramps in/out home, widen kitchen, make washer/dryer/utility room larger and other such items. We need to have some way of being able to 'finance within the purchase' the improvements needed. What is the liklihood that a home (not trashed) would have such a dollar variance to work with? I've thought of finding a home and putting an ad in the paper looking for a professional Real Estate "flipper" with experience, who would have guaranteed buyers w/those changes if he'd do the re-do. Your thoughts & suggestions on this. Thank you for your time! 091307 7:45 By the way - I'm in Texas, Collin County.
Advice on how to finance a new car? Greetings I am looking to buy a New Scion TC, MSRP 19K and finance it for 2 years. I have very good credit. My main reason for financing the car, is so i can build up my credit score by developing a history of taking out a loan and re-paying it. (which would help me in a few years when buying a home) Can you suggest where i can get a LOW interst rate on a automobile purchase, financed over 24-36 months Thanks
Finance Calculation: lease vs purchase? Hi, I'm reading this finance book and as an exercise they have this question about purchasing vs leasing. Somehow I'm confused with the PV concept. Here's the question. You're considering buying an asset that has a three-year life and costs $15,000. As an alternative to buying the asset, you can lease it for $4,000/year (four annual payments, first due on the day you sign the lease). If you can borrow from your bank at 10%, should you buy or lease? The answer is LEASE. The PV of the lease option is $13,947.41 (4000+PV(10%,{4000,4000,4000}) for excel readers). But what I don't understand is the concept behind the PV in this case. The purchase will cost you $15,000, while the lease will cost you at least $16,000 (4*$4,000). How come the answer is LEASE?
Couch and bed on hire purchase finance. Not paying back what is owed.? Partner has cancelled direct debits and will not pay anything towards what she is owed. Can finance companies come and take couch and bed away from us or would this only happen with say, a car?
How can I assemble enough financing to purchase a medium to large business if my own holdings are few? Rather than starting small and building from there, I'd like to jump right in to owning an established facility. The problem is that the multimillion dollar price tag is larger than I or my group of investors can swing on our own. How can it be financed without losing complete control and without submitting to the whims of venture capitalists?
Does anyone knows the percentage of private car buyers that purchase their cars on finance ? ...I am just curious for some reason. I 'll like to know if all those very expensive cars on the road are normally financed or cash purchase. Thanks as always.
What is the best way to finance a new home purchase and addition simultaneously? I live in Colorado and plan to purchase a home. Before I move in, I'd like to add two bedrooms and a bath. What's the best way to finance this all at the same time?
If i purchase/finance a car what are the requirements? Im 24 years old? I have been working for 9 months now.
I already own my semi but the one next door may be coming up and I want to finance the purchase of that? I want the semi next door as a sort of granny annexe for my parents as they're getting on a bit. There is the possibility of aorund £100K (from their house) to part finance - assuming it goes for £180K - that would be relatively easy to finance but in case that doesn't come off - they may not want to move for a few more years but I'd still like to do it... Tricky I know but worth while if it can be done. Nice one - yes, assume they do want to live next door - in a few years they may not have the option.
if i have a student driving license (Restriction B), can i purchase/finance a vehicle already? we have 2 cars but they were never free and on always on the go. i need a car to practice on.
As a female, what should I watch out for when negotiating to purchase/finance a new or used vehicle?
Can a finance company require you to purchase gap insurance and extended warranty after a bankruptcy? I recently purchased a car and the finance manager told me that due to a bankruptcy 3 years ago, 'the lender wanted to make sure they were protected, so they wanted me to purchase the extended warranty and gap protection'. I put $2500 down on the car and the gap/warranty were $1950, so my down payment was basically wiped out. Can the finance company legally require this? Now that I think about the conversation he never said the word 'required'... he said it exactly as I worded it above. If it's not required and he just insinuated that it was in order to make money I will feel rather foolish. Can you canel this protection after you've already signed the deal? If so, do they issue you a refund that could then be put toward the principle? Rework the contract? Thanks so much for your help!
Research assignment on online financing: what are some websites that you can finance your purchase online? My assignment is to find what types of companies are most likely to do online financing and which ones are least likely. Eg: Computer company vs. clothing store I also have to write a paper on what I think the determining factor(s) is for whether or not a distrubutor offers online financing as a payment option.
Is there any retailers in australia who allow you to purchase apple laptops on finance? I want to purchase a Mac laptop on finance but the only ones i can find are contracts which allow you to rent the laptop not buy it. cheers
Best way to finance remodel upon property purchase? I have found a home I would like to purchase, but some remodeling would need to place in order for it to work for me. This would include finishing the basement area and some work on the kitchen. Would it be possible to do a second mortgage at signing? What other financing options would be available? Thank you. I look forward to your responses.
What is the best way to finance the purchase of a distressed property with no money down to minimize payments? I own one home and am relocating. I would like to buy a distressed property at about 80% of its actual value (and have located two), but I want to minimize my monthly payments until my other house is rented out or sold (in a slow market) so that I am not stuck with two mortgages. Although I have been approved, the cost of two mortgages simultaneously will be too much for more than a few months.
How long does auto dealer in Arizona have to secure financing on a "spot delivery" purchase? How long does auto dealer in Arizona have to secure financing on a "spot delivery" purchase? I left dealership on Monday 29 May 06 with a used vehicle. I would like to restructure the contract at a lower price or return vehicle and get my trade-in back. I signed a document stating that after five business days the dealer may request the vehicle back on their request if they are unable to secure financing. So I called and told them to either lower the price of the car to the total I am able to get financed through my bank or give me back my trade. They said "they have as long as the want to find financing". Is this true? What are options here?
What debt product could I use to finance the purchase of a car? I am thinking of buying a new car but i still need about £5,000. I was thinking of getting a personal loan, but i was advised not to (i`m not sure about the reason), but i can`t think of anything else. Do you have any other ideas? Thanks!
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